About 40 million Target customers affected by data breach

About 40 million Target customers affected by data breach

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Christmas is less than a week away and it appears the Grinch has already struck. About 40 million Target customers may be victims of one of the largest cases of identity theft ever.

Jennifer Herber is one of the Target holiday shoppers who unknowingly became a possible target.

"It is a little concerning and this time of year, especially around the holiday, I'm just keeping my eye on my bank account, and I kind of do that anyway all the time."

Herber and an estimated 40 million others may have had their credit card information stolen all because they shopped at the retail giant.

According to a notice sent out by Target, between November 27th and December 15th someone was able to access the company's credit and debit card processing system.

Customers like Jennifer Herber are being advised to keep an eye on their bank accounts.

"Haven't noticed anything I've already checked it a couple of times this morning, so I'm just going to keep an eye on it, and if I do notice something I will call bank immediately," said Herber.

Investigators say the security breech did not hit purchases made online. This is considered to be the second largest security breech ever for a US retailer. The company that operates T.J. Maxx and Marshall's, had what's considered to be the largest case of credit card fraud. That happened in 2005.

Sometimes the crooks will immediately go on a shopping spree other times they'll weeks, months, before they tap into your bank account.

Under federal regulations you are not liable for any charges made after you notify your bank or credit company that your card was lost or stolen. You could be on the hook for up to $50 if charges are made before you give notice. For debit cards, if you wait longer than two business days you could be liable for up to $500 in charges.

The Texas Attorney General's office on its website has a link to what's called an Identity Theft Victim's Kit.

http://www.texasfightsidtheft.gov/pdfs/IDTheft_kit.pdf

The kit provides specific steps to take and contact information you will need in order to address the effects of identity theft. While the security breech could scare off some Target shoppers, Jennifer Herber says she will be back to Target to shop.

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